The declaration of usury in personal loans has become increasingly relevant in recent years due to the high interest rates agreed upon in some contracts. In Spain, the Usury Repression Law establishes that a loan is considered usurious when the interest rate is "significantly higher" than the average interest rate.
MASC after Organic Law 1/2025: what they are, when they are mandatory and how they affect you From April 3, 2025, if you want to file a civil or commercial claim in Spain, in most cases you must first prove a real attempt at out-of-court negotiation: what the
Floor clauses in mortgages have been the subject of numerous lawsuits in recent years due to their abusive nature. These clauses establish a minimum limit on the interest you must pay, regardless of how the reference index (such as the Euribor) fluctuates, which can result in a
Renting a home may seem like a simple process, but it involves a legal commitment that can cause complications if not properly reviewed. Before signing a lease, it is essential to pay attention to the details to protect your rights as a tenant or landlord. Duration and conditions of the lease
